Reciprocity

Reciprocity allows StanCERA members to move from one public agency in California to another without jeopardizing their earned retirement benefits. By establishing reciprocity between retirement systems, your total retirement benefits can increase, among other advantages. But to reap the benefits of reciprocity, you must follow certain rules.

Advantages of Reciprocity

The advantages of establishing reciprocity between StanCERA and an eligible retirement system include:

  • The age for determining your retirement contribution rate in the new system may be the same as your entry age in the first system, if they age of entry based.
  • The service credit earned in the first system will contribute to meeting your vesting and retirement eligibility in the new system. This means you do not need to “start over” when transitioning between retirement systems. (Establishing reciprocity with the Judges’ Retirement System II may have some limitations. Contact JRS II for more information.)
  • The highest salary earned in any public agency will be used by all reciprocal systems to determine your highest average compensation when calculating your retirement benefits. 
  • If you were a member of the first reciprocal system prior to 2013, you may be eligible for membership in a non-PEPRA benefit tier in the new system.

Rules of Reciprocity

To establish and maintain reciprocity, you must comply with the following rules. Violating any of them will break reciprocity, resulting in the loss of all reciprocal benefits.

  • Membership in the new reciprocal system must occur within 6 months after leaving the previous reciprocal public agency; and
  • Service between both systems cannot overlap; and
  • Your accumulated contributions may not be withdrawn from the reciprocal system; and
  • You must retire from all reciprocal systems on the same day.

Qualifying Retirement Systems

Reciprocity can only be established between StanCERA and other eligible retirement systems in California, includ­ing any other “1937 Act” (CERL) county system, the California Public Employees’ Retirement System (CalPERS), most agencies reciprocal with CalPERS, the California State Teachers’ Retirement System (CalSTRS), and the Judges’ Re­tirement System (JRS II) to a limited extent.

* Contributions left on deposit with StanCERA may not be withdrawn unless your employment is terminated with all reciprocal agencies and you withdraw contributions from all reciprocal systems. If this occurs, you must refund from the most recent system first and then refund from the other systems in reverse order of membership.